Who is a good candidate for loan modification?
If you are experiencing one or more of the following you might qualify:

• Late on mortgage
• Rate is adjustable
• Rate is too high
• In foreclosure
• Home is worth less than what you owe
• Struggling to make payments
• Experienced a hardship that is causing financial distress.
  

We will only approve you for the service if we think there is a 95% chance or better that you will receive modification benefits.

What type of changes can I expect to see to my loan?
You might see some or all of the following:

• Substantially lower monthly payments
• Adjustable to fixed rate transition
• Reduction in rate to as low as 3%
• Reduction in principle balance by as much as 20%
• Lengthening of term to 30 or 40 years
• Clearing out accrued back payments and late fees
• Temporary freeze during negotiation
  

Why use Gold Coast Loan Mods?
We've done thousands of loan modifications throughout all 50 states with all major lenders. Our attorneys and professionals have negotiated so many loans with the major lenders that we truly know just how low they'll go and we won't stop until they go there for you.

Could I just do my own loan modification?
A successful loan modification can be a life changer. It can save your home and your credit, while setting you a up with a new monthly payment that you won't struggle to make. As such an important step in improving your permanent financial situation, it is strongly recommended that you hire an experienced professional to get you the best possible terms on your loan.

Getting approved for a loan modification is extremely difficult. It can be quite a challenge just to prove to your the lender that you can't afford your current mortgage, but can afford a modified mortgage. Setting up your documents and financial work sheets is quite a task and if you don't do it properly your lender won't even talk to you. After setting up thousands of files, our team knows exactly what it will take to get your lender to agree to negotiate loan terms.

The lenders have full control when negotiating directly with the home owner. If by chance they do agree to make a modification for you, the new terms will always be set up to benefit the bank first. Gold Coast is dedicated to negotiating the loan terms to benefit YOU first. Your mortgage is most likely your biggest expense and you don't want to sell yourself short. Hire Gold Coast and rest assured, we will get you the best of what's available.

When should I consider a short sale?
If you have no intentions of staying in your home but don't have enough equity to complete a traditional sale, a short sale may be your best option. Gold Coast ill handle your short sale by getting your lender to agree to our terms.

How successful and experienced is your firm at conducting Loan Restructuring?

Its tough to beat over 25 years of combined experience... Our rigorous hiring process ensures that we hire only the very best loss mitigation consultants. Furthermore, our training programs are second to none!

Can your firm Restructure a Loan on a multi-million dollar home?

Yes! The bigger the loan, the greater the savings.

Does Gold Coast Loan Modifications get proffered treatment with the lenders?

Yes! Because of our experience and the number of transactions that we handle on a daily basis, lenders welcome our calls. Often times, we are able to negotiate multiple transactions with the same lender in the same day. This is more efficient for both the lender and our firm, and ultimately results in greater success and timeliness in the transaction.