What is a Loan Modification ?

Loan Modification - A permanent change to a borrowers existing loan terms. Most candidates qualify for an affordable lower interest rate and payment, and don't even realize it, due to government incentives offered to lenders.

With millions of homeowners stuck in toxic adjustable rate, Negative Amortized and High interest rate mortgages, loan modifications may be the only way to assist struggling borrowers get out of this bad situation and back to financial freedom

Can't I do this myself? Why hire an attorney?

After setting up thousands of files, our team knows exactly what it will take to get your lender to agree to negotiate loan terms.
Don't take a lenders offer without consulting an attorney!
Lenders continue taking advantage of homeowners by offering the least a borrower would accept. You wouldnt defend yourself in court. a Loan Modification should be no different

Does my mortgage company want to foreclose on my property?

Absolutely not. When a mortgage company forecloses on a property, they almost invariably lose money.

The mortgage company wants to limit their losses and keep qualified borrowers in their homes. Therefore they'd rather see someone pay a lower rate, then go through the whole expense and hastle of foreclosure.